Kelly Jennings
Senior Loan Officer · NMLS 2003818
Lower Mortgage
Your complete home loan toolkit
Meet Your Loan Officer
Hey I'm Kelly! I'm a licensed Senior Mortgage Loan Officer.
I'm a former law enforcement officer who spent most my time in the special operations sections (SWAT, narcotics, USMS Task Force). I left the LEO community in 2020 and now focus my efforts on helping people fire their landlords and build generational wealth through home ownership.
Outside of work, I do my best to stay in shape with the gym, and Jiu Jitsu. I love the beach and the ocean which led me to do many shark dives including Tiger Sharks and White Sharks over the last couple years (ask me for some intense videos).
I'm an East Carolina University graduate, a faith centered person, and I enjoy a good bourbon (my favorites are Blantons and Jefferson Ocean). I can talk all day about WW2 history, productivity habits, real estate investing, and gym hacks!
“My commitment to you is to earn your trust everyday!”
Credentials & Experience
- Specializing in First Time Home Buyer programs in NC.
- Deep knowledge on VA loans including how to structure bonus entitlement.
- Offering Construction to Permanent One Time Close Loans.
- Expert in making complex mortgage terms easy to understand.
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Estimate your payment
Estimated monthly payment
$2,985
Principal, interest, taxes, insurance, MI
Principal & interest
$2,402
Taxes
$300
Insurance
$125
Mortgage insurance
$158
Base loan
$380,000
Financed fees
—
Total loan
$380,000
Down payment
$20,000
Estimate for educational purposes only. Final terms depend on credit, property, program guidelines, and lender approval. NMLS 2003818.
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