Kelly Jennings - Senior Loan Officer NMLS 2003818

  • Home
  • Income Based Loans
  • VA Home Loans
  • Down Payment Assistance
  • No Down Payment Loans
  • Interest Rates??
  • Mortgage Calculator
  • Rent vs Own Calculator
  • Contact Me
  • More
    • Home
    • Income Based Loans
    • VA Home Loans
    • Down Payment Assistance
    • No Down Payment Loans
    • Interest Rates??
    • Mortgage Calculator
    • Rent vs Own Calculator
    • Contact Me

Kelly Jennings - Senior Loan Officer NMLS 2003818

  • Home
  • Income Based Loans
  • VA Home Loans
  • Down Payment Assistance
  • No Down Payment Loans
  • Interest Rates??
  • Mortgage Calculator
  • Rent vs Own Calculator
  • Contact Me

VA Home Loans

VA loans are offered to eligible Active Duty as well as separated veterans and their spouses.


To be eligible you must have a Certificate of Eligibility from the VA - don't worry I can help you get a hold of that.


VA loans require NO down payment and NO mortgage insurance.


Added benefit - as a lender...I do NOT charge a lender fee/origination fee on VA home loans! 


**Pro-Tip : Navy Fed and Veteran's United charge up to 2% in fees. 

Kelly Jennings - Lower Local Mortgage NMLS 2003818

3808 Park Ave, Suite 100, Wilmington NC

(910) 363-6602 kjennings@lower.com

Copyright © 2025 Kelly Jennings Home Loans - All Rights Reserved.

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